A lot of Australians experience financial troubles during their lifetime, and this is largely regarded as a typical fluctuation in our finances. But what if you're not able to resolve these challenges yourself, but at the same time, you don't want to declare bankruptcy? Debt consolidation loans are a common solution that relieves folks [...]
There's no question that financial complications can trigger a lot of anxiety in our lives. Frequently worrying about how you're going to pay your bills not only makes you anxious, but also puts stress on your relationships, your family, and your health. The fact is, worrying about money isn't going to fix your financial concerns. [...]
Personally, I find there's nothing worse than being cold. Originating from Queensland, I'm used to the heat and it doesn't bother me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets through the cold weather and there's a couple of reasons for this. Not only [...]
Filing for bankruptcy most certainly isn't the end of the world, but it does have heavy repercussions that will affect your finances in the future. I've discovered that in most cases, focusing efforts on creating a bright future is the best way for folks to handle their bankruptcy and succeeding recovery. To do this, however, [...]
Nobody wants to think about bankruptcy, which is easy to understand given that bankruptcy will bear upon your financial circumstance for several years to come. This may be one of the reasons why individuals don't seek financial guidance in times of need, because they are under the common misunderstanding that bankruptcy is the only way [...]
For a lot of Australian adults, debt is a part of our everyday lives. Regardless of whether you intend to advance your skills by earning a degree, purchase a home for your family, or buy a vehicle so your family has transport, getting a loan is very common simply because we don't have enough money [...]
Most of us have a decent understanding that weddings can be a costly pursuit, but do you really know how much the average wedding costs in Australia? A little over $36,000, based on Australia's Money Smart website. And that was in 2012! Nowadays, it's most probably somewhere around the $50,000 mark. I guess if you [...]
There's no question that reaching your 30's is a huge milestone for everyone. Whilst some of us may have embarked on a new career, bought a house, or even started a family, this decade of our life has a critical financial impact for the coming years. For most folks, our financial responsibilities have perhaps grown [...]
There's no question that your 20's is a very precious stage of your life. There's a jittery but exciting feeling about becoming an adult, moving out of home, and being financially independent. Whether or not you launched a career, a university degree, or spent time traveling to other countries and gaining life experience, your 20's [...]
We all pass through stages in life where money is tight. Thankfully for us, there are a few expenses that we can quite easily eliminate, such as cable TV, gym memberships, and eating out at restaurants. On the other hand, there are other costs that we simply can't avoid. Debt repayments, rent and school fees [...]
